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Our Niagara on the Lake or St. Catharines Optometrist Insurance Benefits


At Dr. Hopkins & Associates Optometry, we believe that quality eye care should be accessible to everyone. That’s why we accept a wide range of vision and medical insurance plans to help cover the cost of eye exams, glasses, contact lenses, and medical eye care services.

Understanding your benefits can be confusing, but our team is here to help! If you’re unsure about your coverage, contact us, and we’ll be happy to assist you.

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Understanding Vision vs. Medical Insurance

Vision Insurance

Vision insurance covers routine eye care and eyewear, including:

  • Comprehensive eye exams for updating prescriptions and checking overall vision health.
  • Prescription eyeglasses and contact lenses (coverage varies by plan).
  • Discounts or partial coverage on specialty lenses, coatings, and upgrades.

Common vision insurance providers include VSP, EyeMed, and others.

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  • Blue Cross Medavie
  • Cinup
  • Chamber Of Commerce
  • Cowan Insurance Group
  • Desjardins
  • First Canadian
  • Great West Life
  • Green Shield Canada
  • Industrial Alliance
  • Johnson
  • Johnston Group
  • Manulife
  • Maximum Benefit
  • Sun Life Financial

Medical Insurance

Medical insurance covers eye care services related to medical conditions, such as:

  • Diagnosis and management of eye diseases like glaucoma, cataracts, and diabetic retinopathy.
  • Emergency eye care for infections, injuries, or sudden vision changes.
  • Dry eye treatment and other medical concerns affecting vision.

Medical insurance providers typically include Blue Cross, Medicare, and other major carriers.

Medical Plans we Accept

We accept a variety of vision and medical insurance plans.

Please call our office to verify your plan.

We do accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.

  • Blue Cross Medavie
  • Cinup
  • Chamber Of Commerce
  • Cowan Insurance Group
  • Desjardins
  • First Canadian
  • Great West Life
  • Green Shield Canada
  • Industrial Alliance
  • Johnson
  • Johnston Group
  • Manulife
  • Maximum Benefit
  • Sun Life Financial
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How to Maximize Your Vision Benefits

  • Use Your Annual Eye Exam Coverage – Most vision plans cover a comprehensive eye exam once per year.
  • Take Advantage of Eyewear Discounts – Many plans offer allowances for frames, lenses, and contact lenses.
  • Check for Flexible Spending or HSA Options – You may be able to use FSA or HSA funds for eye care expenses.
  • Schedule Before Benefits Expire – Many plans reset at the end of the year, so don’t let your benefits go unused!
  • Vision insurance 1
    Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
  • Vision insurance 2
    Make the most of your vision insurance plan by understanding your particular vision coverage.